Julie Johnson

Better Homes & Gardens Real Estate | David Winans & Associates

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I did it again….with your help!

May 1st, 2013 · Uncategorized

Last year, Texas Monthly began their Five Star Professional Award. When I was notified last year that I was given this honor, I was so thank for to have such amazing clients as the only people who get nominated are those names given out by home buyers or sellers.

Well, due to more amazing clients, I have again been awarded the Five Star Professional Real Estate Award by Texas Monthly in their May issue.

I am extremely lucky to work in such an amazing job where I get to help people every day, and to have my clients nominate me just makes my job even more amazing.
Thank you to everyone I have worked with in the past, present, and future!

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A Great Honor to Receive

June 23rd, 2012 · Uncategorized

I would like to thank all of my past and current clients for all of their support, referrals, and positive words. Due to my amazing clients, I was honored with the Five Star Real Estate Professional Award for 2012. Fewer than 1% of agents in the area made the list that was published in the May issue of Texas Monthly. Click here to read more about the award.

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Check out my quotes in this MSN article!

June 21st, 2012 · Marketing, Real Estate, Tips

Say the right thing: 6 things your home listing should include

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Dallas Area Still Near the Top

July 16th, 2011 · Uncategorized

The Dallas area is a great place to live!

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Housing Boom in Frisco

June 19th, 2011 · Market Updates

City leaders are considering a plan to add more than a thousand new homes to Eastern Frisco. The 500 acres on the 121 corridor will be called Richwoods and will be near the Rolater/Independence area. Plano based Landon Homes purchased the tract and hopes to build 1,600 new homes. Although nowhere near the boom levels of five years ago when 50,000 new homes were being built in North Texas, analysts see this as another sign that the North Texas housing market is coming back to life and Western Frisco is leading the way.

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Elegant 1 Story on Large Lot in West Frisco

March 18th, 2011 · Listings

2747 Izabella Court

Update: SOLD!

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RISMedia Features Better Homes and Gardens Real Estate

February 28th, 2011 · Real Estate

Here is a great article about our brand. I am so excited to be a part of it.

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MLS Search Change

February 28th, 2011 · Site Updates

I just wanted to let everyone know I am changing my MLS search. My new home search will give you more details and show your more than just 10 pictures. I hope everyone likes it. It will be coming soon.

Update: The new search is live. Give it a try and send me your feedback.

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FHA Raising Monthly Mortgage Insurance

February 16th, 2011 · Finance

HUD recently announced that they will be increasing monthly M.I. M.I. is the fee HUD charges monthly with your payment. Currently the M.I. fee is .90% of the loan amount, but this monthly fee will increase to 1.15%. That is a .25% increase. Don’t get (M.I.P) Mortgage Insurance Premium. and M.I.(Mortgage Insurance) confused, they are different fees for FHA loans. MIP is a one time upfront fee that is charged and rolled into the note. The current M.I.P. fee is 1% of the loan amount.This is a effort by HUD to strengthen their role in providing financing for consumers. HUD claims the average home buyer will see a $35 dollar a month increase in their monthly payment.

Sales Price: $150,000
Loan Amount: $144,750
3.5% Down Payment: $5250
M.I.P.: $1,447.50
Current M.I. @ .90% = $108.56
New M.I. @ 1.15% = $138.72

There would be a difference of $30.16 a month in the payment with the change. To some this is not big deal and to others it may be.

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Loosening of Lending Belts

February 15th, 2011 · Finance

For the past couple of years, getting a home loan has been getting harder and harder. Finally, there is some good news. Both Wells Fargo and Quicken Loans have decided to lower the accepted FICO score for an FHA loan to 580. Previously, all FICO scores had to be over 620.
This is great news as an estimated 1/3 of Americans have credit scores below 620. Now, more buyers will qualify for a mortgage to help them buy a home, and the housing market will continue to recover with even more vigor.

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